FAQs

What type of funding do you offer?

We structure commercial debt and equity investments depending on the growth plans of the business.

What is equity finance?

Equity deals are an option for businesses with growth ambitions but don't want the burden of debt.

Do you provide grants?

No.

Which areas do you invest in?

We currently invest in England's North East (Northumberland, Tyne and Wear, Durham and the Tees Valley) and North West (Cheshire, Cumbria, Greater Manchester, Lancashire, Merseyside).

How much can you invest?

Depending on where your business is based, we can invest from £50,000.  Contact us to find out more about how we invest.

What if my growth plans require larger investment?

We co-invest with banks, private or corporate investors. Contact us to find out how we can help leverage investment from other sources.

What don’t you invest in?

We usually can't finance working capital, for example: rent, wages or stock.

How does FW Capital make an investment decision?

We require a robust business plan and supporting information. Find out more about business planning.

How long does FW Capital take to reach an investment decision?

Our decision-making process cannot begin until we receive your business plan and all supporting information. It also depends on the size and/or complexity of the required investment. Let us know if you need to meet deadlines.

I've been turned down by another investor, will this affect my application?

Not necessarily. Every investor has its own criteria and FW Capital is no different.

Do you run a credit check on all applications?

Yes. If you're aware of any issues in your credit background and would like to provide us with more information, please include it in your application at the outset.

I've received funding from others sources but need more, can you help me?

Yes, we're willing to look at any additional funding you may need to realise your growth plans. We often co-invest with others.

Will my application be confidential?

We take confidentiality very seriously and have a duty of care to protect our customers’ and potential customers' information.

I've developed a unique product; will you sign a non-disclosure agreement before I discuss it with you?

We don't typically enter into non-disclosure agreements, but if you feel you have a strong case for requesting one, please let us know. If you have intellectual property, we recommend you consider protecting it with a patent.

I don’t have a business plan, can you help?

We only accept applications from businesses with a robust plan. The Business Link web site has plenty of information about preparing a business plan.